The easy way to your own home
We compare home loan offers from leading banks and NBFCs, handle the paperwork and stay with you till disbursal — at no extra cost to you.
- Rates from 8.35% p.a.*
- Loans up to ₹5 crore
- Tenure up to 30 years
A loan for every stage of owning a home
One application, multiple lenders. We match your profile with the bank most likely to approve it at the best rate.
Home Loan
From 8.35% p.a.*
Buy a ready-to-move or under-construction flat, row house or bungalow with funding up to 90% of the property value.
Balance Transfer
Save on interest
Shift your existing loan to a lower rate, reduce your EMI and keep the same tenure — or close the loan sooner.
Top-Up Loan
Up to ₹50 lakh
Extra funds over your running home loan for interiors, renovation, education or business needs.
Plot & Construction
Stage-wise release
Purchase a residential plot and fund construction with disbursals released as your build progresses.
Loan Against Property
Up to 70% of value
Unlock the value of your residential or commercial property for large personal or business requirements.
NRI Home Loan
Documentation support
For NRIs and PIOs buying property in India, with power-of-attorney and remittance guidance included.
*Indicative rates. Final rate, eligibility and charges are decided by the lending bank based on your profile and property.
Home Loan in your City
Look through the home loan options available in your city — we serve 49 cities across India.
Detailed guides
Find the answer to your exact loan question
Every service below has its own page with eligibility, rates, documents and honest timelines — written for Mumbai borrowers.
Home loan & housing loan
A loan advisor on your side, not the bank's
Our service is free for borrowers — we are paid by the lender once your loan is disbursed. That means our only job is getting you approved on good terms.
- 15+
- Banks & NBFCs
- ₹250 Cr+
- Loans facilitated
- 2,500+
- Happy families
- 12 yrs
- In the business
Best available rate
We negotiate with multiple lenders so you do not settle for the first offer you get.
Quick approvals
Sanction in as little as 3–7 working days when documents are complete.
Minimal paperwork
We prepare and verify your file before it reaches the bank, so rejections are rare.
Honest comparison
Side-by-side view of rate, processing fee, prepayment terms and total interest.
Doorstep service
Document pickup across Mira Road, Bhayandar, Borivali, Vasai and greater Mumbai.
Know your monthly EMI before you apply
Move the sliders to see how loan amount, interest rate and tenure change your EMI.
Monthly EMI
₹43,391
48% principal · 52% interest over the full term
- Principal
- ₹50,00,000
- Total interest
- ₹54,13,879
- Total payable
- ₹1,04,13,879
Who can apply
Not sure whether you qualify? Send us your details and we will check your eligibility with several lenders in one go.
- Resident Indians, NRIs and PIOs aged 21 to 70 years
- Salaried applicants with at least 2 years of work experience
- Self-employed with 3 years of business continuity and filed ITRs
- CIBIL score of 700 and above preferred
- Co-applicants (spouse, parents, children) can boost eligibility
Documents you will need
- PAN card, Aadhaar and passport-size photographs
- Last 3 months salary slips
- Form 16 and 2 years ITR
- 6 months salary-account bank statement
- Appointment letter or employment proof
- Property papers, agreement and allotment letter
Four steps from enquiry to keys
- 01
Share your requirement
Call, WhatsApp or fill the form. We understand your income, property and budget.
- 02
Document check
We collect and verify your papers, then fix any gaps before the file goes out.
- 03
Best bank match
We place your file with the lenders offering you the best rate and highest eligibility.
- 04
Sanction & disbursal
Legal, valuation and registration follow-ups handled till the money reaches the seller.
Questions we hear every day
Talk to a loan advisor
Visit our Mumbai office or reach us on phone, WhatsApp and email.
Phone
+91 98927 44744WhatsApp
Chat with us on +91 98927 44744Email
info@ezhomeloan.inOffice
202, B-25, Shanti Nagar, Sector 11
Mira Road, Thane 401107Office hours
Mon – Sat, 10:00 am – 7:00 pm